Appraisal services for Sherwood and Washington County homeowners
Check out the top seven reasons why OR homeowners need Sax & Associates, Inc.:
Do you own a house in or near Sherwood? Do you need help deciding the value of your real estate?
At Sax & Associates, Inc., we understand the individual needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard documents we provide. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Sax & Associates, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
PMI Removal Appraisals
A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you abolish unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close by. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Sax & Associates, Inc. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Sax & Associates, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? An appraiser from Sax & Associates, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Sax & Associates, Inc. can We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.